It is helpful to keep the following items on hand in case you are involved in an accident…
Your insurance ID card, vehicle registration and list of emergency contacts.
First-aid kit and medical card listing allergies to any medication, or special conditions.
Rags or paper towels
Disposable camera (if your cell phone does not have one.)
Move your car to a safe nearby location, but be careful not to leave the scene.
Check to see if anyone is hurt. Call 911 for medical assistance.
Contact the police. They will let you know if an officer needs to be present at the scene.
Don’t panic – remain calm and polite
Do not admit fault
Cooperate with the police
Collect contact information for anyone who was there, including other drivers, witnesses, and the tow company if your car is towed.
Obtain police report information
Collect information about all vehicles involved:
Year, make, and model
License plate number
Insurance policy number
Report the accident
Call the number on the back of your insurance card as soon as possible to report the accident.